CSM has partnered with UNUM to offer additional benefits to our full-time associates. Below is a brief description of the plans.
Covers a wide variety of injuries and accident related expenses, such as hospitalization, physical therapy, hospital intensive care, transportation and lodging, associated with the loss of income due to a covered on or off job accident. In some cases, this may be a cost effective supplement to your standard health insurance coverage. Accident Insurance will pay you a lump sum benefit based on the type of injury (or covered accident) you sustain or the type of treatment you need. Wellness Benefit – you will receive $50 per calendar year per insured individual if a covered health screening test is performed, including: blood test, stress test, colonoscopies, chest x-rays or mammograms. You will file your claim online at unum.com, by mail, or over the phone at 1-800-635-5597. After you have submitted all required information, you will receive your $50 check in the mail.
Accident Insurance with Wellness Benefit
You have the ability to purchase a critical illness policy that covers several conditions, including cancer, heart attack, stroke, blindness, organ failure, and many more. You may elect coverage in $5,000 increments up to a Guaranteed Issue amount of $30,000. Critical Illness/Cancer Insurance will pay you a lump sum benefit upon diagnosis of a critical illness. Please refer to WEX for additional cost calculations by logging into UKG Pro at https://n12.UltiPro.com or call WEX at (833) 395-7447
Critical Illness/Cancer Coverage with Wellness Benefit
Hospital Indemnity Insurance
Group Hospital Indemnity insurance is designed to help provide financial protection for employees who experience a hospitalization. Employees can use the benefit to meet the out-of-pocket expenses and extra bills that can occur.
UNUM Member Services
Worksite Benefits Cancellation
Assist America
Whether traveling for business or pleasure, one phone call connects you to a travel assistance professional that speaks your language and can help you locate hospitals, embassies and other “unexpected” travel destinations. Add the number below to your cell phone contacts, or download the app so it’s always close at hand.
Within the U.S.: 1-800-872-1414
Outside the U.S.: +609-986-1234
Via email: [email protected]
ID Shield
CSM offers voluntary identity theft protection through ID shield for you and your family.
You are able to purchase fully comprehensive identity theft protection through ID Shield.
ID Shield provides you and your family the following services: monitoring, identity consultation services, identity restoration, and ID Shield Vault. Please note, dependents over age 18 only receive Identity Restoration. Visit http://benefits.legalshield.com/csm to learn more about ID Shield identity theft coverage.
Summary Plan Documents
2024 documents coming soon!
- Accident Insurance Summary Plan Document
- Accident Insurance Plan Schedule of Benefits
- Accident Insurance Plan Essential Information
- Critical Illness Insurance Summary Plan Document
- Critical Illness Insurance Plan Essential Information
- Hospital Indemnity Insurance Flyer
- How to File a Wellness Claim
- Wellness Benefit for Enrollees of Accident and/or Critical Illness Plans
- Employee Assistance Program
- Employee Assistance Program Spanish
- UNUM Life Planning
- UNUM Life Planning Spanish
- UNUM Worldwide Travel assistance
- UNUM Worldwide Travel assistance Spanish
- ID Protection through ID Shield
- ID Shield Activation Steps
- ID Shield Identity Theft & Privacy Protection Flyer